Remote Payment Platform, the latest innovation in mobile payments, is a great breakthrough that is liberalizing the payment sector. This new generation mobile payment technology enables monetary transactions to be performed remotely, using SMS & VM. Remote payments enable transactions irrespective of the distance. The Remote Payment Service makes full use of the characteristics and strengths of 3G mobile phones, reinforcing security and convenience. It uses the Universal Integrated Circuit Card data of the personalized USIM chip. There is no need to issue cards or store all card data onto the USIM chip thereby increasing the usage capacity of the chip. This service relieves you of the burden of setting up a new infrastructure as you do not need to install separate readers for payment. Payments can be made to merchants for services provided, from a remote location by a simple validation of an SMS message sent by the merchant. It can be used for paying utility bills, vicarious driving service, home shopping, home delivery etc. The linking of the bank account to the mobile phone allows mobile remittance by knowing only the mobile phone number. This state-of-the-art payment platform allows the user to transfer money anytime, anywhere via their mobile phone by using the payee’s phone number, without needing his bank account details Remote Payments can be made even if the buyer and the payer of the system are different. It enables payment for food delivery for your children from a remote location, payment of the restaurant bill while you sitting at the table etc. Harex’s remote payment solution is designed to provide a very high level of security and to allow its customers unleash the power of mobile payments, reduce cash handling and bank visits and achieve a safe and flexible, anytime-anyplace payment option.